Account for Every Citizen – Primary Account

All citizens are able to open bank accounts

Account Target Customers

Every natural person with legal capacity who holds a Palestinian ID or a Jerusalem ID and does not have an active or dormant bank account or joint account with any of the banks licensed to operate in Palestine.
Every citizen over 18 years of age, with a very low income (less than $1,000 per month) or no income.
Customers classified as “housewife” or any unemployed person.

Account advantages

No fees or commissions on the following services:

Opening or managing the account.
Issuing and using a debit or cash card.
National Switch commission.
SMS, internet banking and mobile banking services.
No minimum balance when opening an account.

The maximum number of all credit transactions on the account:

Annually = $12,000 maximum, or their equivalence in other currencies.
Monthly: $2,000 maximum, or their equivalence in other currencies.
Credit transactions include: cash deposits, checks and incoming financial transfers.

The account holder benefits from the following main banking services:

Cash deposit and withdrawal.
Depositing checks for collection.
Electronic banking services.
Issuing and receiving internal and external financial transfers.
Cash and debit card.
Electronic bill payment.

Customers are not eligible to obtain checkbooks.

Main current accounts / financial inclusion are not eligible to obtain a credit card or Easy Life card.

Main current accounts / financial inclusion are not eligible to obtain any type of facilitations unless the account type is changed to a complete current account and after providing the necessary documents and guarantees.

The main current account is opened in the ILS and USD currencies.

The account holder is eligible to obtain a cash card.

Terms and Conditions

A photocopy of the customer’s ID or passport.

Frequently Asked Questions (FAQs)

Who is eligible for a primary account (Account for Every Citizen)?

This account is designed to meet the needs of all sectors within society, especially people with medium and limited income, professionals, entrepreneurs, artisans and start-uppers, and provide them with access to the desired basic banking services, provided that the customer is 18 year or older

Can the account holders benefit from the various bank services and campaigns?

Yes, they can benefit from some banking services such as Cash and Debit Cards, online services, issue and receive internal and external transfers on this account, based on specific determinants.